I am a lucky lady, I have a loving husband, kids who I live each day for and an extended family who I could not do without. As a parent, wife, daughter, sister, etc there are conversations that are fun, light and then there are conversations we have to get a little deeper in. As I watch my kids grow I always want the best for them, same goes for the rest of my family. This is where the deep conversations can creep up.
Conversations about life and what will happen down the road. I am still young, in physical age, but that doesn’t mean I don’t need to be prepared for down the road. One thing, as a parent, I don’t want to be is a burden on my children. As I age I want them to take care of me as long as they would like to and if that means until my last day so be it. However, I do want them to know I have a plan in place should I ever need more care than they can physically give me.
It’s a conversation most of us don’t of us don’t necessarily want to have, who wants to think about getting older right!? However, it is a conversation that when our kids are old enough to understand, I personally feel we need to have. I want to make sure it’s all spelled out and we agree on what will happen down the road. I want those little smiling faces you see in the photo above to still be smiling like that in 40 years. I don’t want the stresses of life to take it’s toll on my kids. Having long term care insurance can aid in making an easier transition should we ever have the need for one.
If they are anything like me they will insist on taking care of myself and their father, but I just want to make sure they know that there will always be a plan in place should they need it. Long term care isn’t a conversation starter we want to have everyday but it is something all families should talk about to have a plan in action. Just so no matter what there are no surprises. A plan of action is always best and this plan can be started by a discussion with the ones you love.
When do you think is the best time to bring up long term care with your children? What about your own parents?
This post is sponsored. Long Term Care Insurance information brought to you by Genworth. All opinions are 100% my own and honest. Please read more on my policies in my disclosure.